System integration – concept independence

I’ve recently been advising the digital division of a telecommunications company on part of their payment system infrastructure. At the same time my startup business is deep in the throes of building a new platform to complement our existing business. In both cases part of the challenge is how to integrate a new system into …

It’s so much more than taking the payment.

Way back in the deep, dark history of financial payments (say 7 years ago) it was a straightforward world where financial institutions enabled payments for merchants and customers. Business was simple, effective and profitable. As a financial institution (FI) you established an account with a customer, merchant or individual, checked their credit worthiness, and then …